TERMS & CONDITIONS
Last Updated: 10th July 2025
Introduction
Comera Money L.L.C. (“Comera”, the “Company”, “we”, “us”, or “our”) is a limited liability company with its principal place of business at Masdar City, Abu Dhabi, United Arab Emirates (P.O. Box 130666). Comera operates a business platform that allows users to express interest in our financial solutions by submitting basic information via a contact form on our website at comeramoney.com (the “Website”).
These Terms of Use (“Terms”) govern your access to and use of the Website and related services, including submitting an inquiry or contact request.
By using or accessing the Website, you agree to these Terms in full. If you do not accept any part of these Terms, you must not use our Website. Your use of the Website is also subject to our Privacy Policy, which explains how we collect, use, and protect your personal data. In the event of a conflict between these Terms and the Privacy Policy on matters relating to personal data, the Privacy Policy shall prevail.
Acceptance of Terms
By accessing or using the Website, including submitting any form or data, you acknowledge that you have read, understood, and agree to be bound by these Terms.
If you do not agree, you must not use the Website.
We reserve the right to update or modify these Terms at our sole discretion. If we make material changes, we will provide notice by posting the updated Terms on our website and updating the “Last Updated” date. Continued use of the Website after changes are posted constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically for updates.
Privacy and Data Protection
Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and store your personal data. The Privacy Policy is incorporated by reference into these Terms. If you do not agree with the Privacy Policy, you should not use the Website.
Eligibility and Age Restrictions
You may only use the Website if you are of legal age to form a binding contract under the laws of your country of residence. If you are under the legal age, you must not submit your information via the Website.
The Website is not intended for or directed to children under the age of 18, and we do not knowingly collect personal data from individuals below that age. If you believe a child has submitted information in error, please contact us to request deletion.
You are solely responsible for ensuring your use of the Website complies with applicable laws, including any restrictions imposed by export control or sanctions regulations.
Account Registration and Security
While registering or filling out the details on our Website you agree to:
- Provide Accurate Information: You will provide truthful, current, and complete information via the form (such as name, company, email, and phone number), and only submit information that is your own. Misrepresenting your identity or impersonating others is strictly prohibited.
- Unauthorized Access: If you believe your personal information has been submitted without your consent, please contact us immediately at privacy@comeramoney.com. We will review and take appropriate action, including data deletion upon verification.
- User Conduct and Acceptable Use
When using the Comera website to submit a query or register via lead form, you agree to act responsibly and lawfully. You must NOT:
- Engage in Illegal or Harmful Activities: Do not submit the details for any unlawful, illegal, fraudulent, or malicious activities. This includes (but is not limited to) involvement in scams, fraud, money laundering, human trafficking, the promotion of terrorism, harassment, stalking, or any criminal enterprise. You must comply with all applicable local, national, and international laws and regulations when using Comera.
- Discrimination or Hate Speech: Do not submit any content or information that includes hate speech, discriminatory remarks, or incitement to violence.
- Objectionable Content: Do not include offensive, obscene, defamatory, or unlawful content in any form submission or message while registering or submitting form.
- Privacy and Personal Data: Respect the privacy of others. Do not share someone else’s personal information (such as private contact details or identifying information) without their consent.
- Spam and Unwanted Communications: Do not submit unsolicited promotional material or use automated bots to send bulk or fake queries.
- Impersonation and Misrepresentation: You must not impersonate any individual or entity, nor provide misleading or deceptive identity or company information.
- Interference with the Service: Do not attempt to disrupt, reverse-engineer, or damage our website, infrastructure, or any systems connected to the Website.
- Intellectual Property Violations: Do not upload or submit materials that infringe third-party copyright or trademark rights.
- Misuse of Third-Party Links: If our site includes links to third-party tools (e.g., financial calculators or portals), do not tamper with or misuse those services on our Website.
If you violate any of the above rules of conduct or any other provision of these Terms, Comera reserves the right to take appropriate action, including warning you, removing offending content, suspending or terminating your account, and/or notifying law enforcement authorities if the behavior is unlawful as per the applicable provision of this policy or applicable law. We have zero tolerance for abuse and may also take legal action for serious violations.
We also encourage our users to report any abuse or violations of these Terms through our contact channels as mentioned in this policy. We may investigate any reported misuse and act at our discretion in accordance with these Terms and applicable law.
License to Use the Website
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Comera website solely for informational purposes and to submit genuine queries or requests. No other use is permitted.
Restrictions: You agree not to modify, reproduce, distribute, or attempt to gain unauthorized access to the site’s source code, backend systems, or proprietary elements. All rights not expressly granted are reserved.
Intellectual Property Rights
All content and materials provided through Comera, including but not limited to text, graphics, user interface design, logos, trademarks, software code, and multimedia content, are the property of Comera or our licensors and are protected by copyright, trademark and other intellectual property laws. Comera (and its suppliers) retain all right, title, and interest in and to the Services, including all software and content therein and all associated intellectual property rights.
Comera Trademarks: “Comera”, the Comera logo, and any other product or service names or slogans displayed in the Website are trademarks and service marks of Comera (whether registered or unregistered). You are not permitted to use these trademarks without our prior written consent. All third-party trademarks are property of their respective owners, and use of those marks may be subject to the third party’s permission.
User Submissions: Comera does not claim ownership of the content (such email addresses, phone numbers, or attachments) that you transmit to others through the encrypted chat and calling features. You retain ownership of any personal or business information you submit through the site’s contact form. However, by submitting a form, you grant us the right to use the submitted data for the purpose of contacting you and responding to your inquiry. We will not publish or disclose this information beyond what is necessary to respond to your query, as outlined in our Privacy Policy. If you submit feedback or suggestions about the website, you agree that we may use it freely without obligation or compensation.
Prohibited IP Uses: You agree not to use Comera’s content or intellectual property in ways not authorized by these Terms. Specifically, you must not: (a) remove or obscure any copyright, trademark or other proprietary rights notices from Comera materials; (b) use any Comera trademarks, logos, or trade dress (such as the look and feel of the website) in a way that could cause confusion or imply endorsement by Comera without written permission; and (c) use any automated means (such as bots, scrapers or spiders) to access or extract data from the Website, unless expressly permitted by us.
We respect the intellectual property rights of others and expect users to do the same. If you believe any content on Comera infringes your copyright or other IP rights, please notify us using the contact information as mentioned in this policy, with a detailed notice (we may require you to provide information under applicable law, such as the UAE’s copyright regulations or the U.S. DMCA, to process the complaint). We reserve the right to remove content that allegedly infringes another’s IP rights.
Disclaimer of Warranties
Use “As-Is” and “As Available”: The Comera website is provided to you on an “as is” and “as available” basis. To the fullest extent permitted by law, Comera disclaims all warranties, whether express, implied, or statutory, including but not limited to warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
No Guarantees: Comera does not warrant that the website will be uninterrupted, error-free, secure, or free from viruses or other harmful components. Any content or information provided through the website is for general informational purposes only and is not guaranteed to be complete, accurate, or reliable.
No Third-Party Endorsement: Comera makes no warranty or endorsement regarding any third-party services, links, or providers that may be accessible through the website. Any such use is at your own risk.
Jurisdictional Exceptions: If your jurisdiction does not allow the exclusion of certain warranties, some of the above disclaimers may not apply to you, and Comera’s warranties will be limited to the extent permitted by applicable law.
Limitation of Liability
Exclusion of Damages: To the fullest extent permitted by law, Comera, its affiliates, officers, directors, employees, and agents will not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to your use of (or inability to use) the website. This includes any loss of profits, data, or business opportunity, even if Comera was advised of the possibility of such damages.
Third-Party Content: Comera shall not be liable for any damage arising out of your reliance on, or interaction with, any third-party links, services, or content accessed via the website.
Cap on Monetary Liability: If Comera is found liable despite the above disclaimers, its total liability shall not exceed the greater of AED 50.
Jurisdictional Rights: Some jurisdictions do not allow certain limitations. In such cases, the liability of Comera will be limited to the smallest extent allowed by law.
Indemnification
You agree to indemnify and hold harmless Comera and its affiliates from and against any claims, liabilities, damages, and expenses arising out of:
(a) your use of the Website in violation of these Terms;
(b) your violation of any rights of a third party or applicable law;
(c) any false information submitted by you through the Website’s contact or inquiry forms.
- Comera reserves the right to assume the exclusive defense of any matter subject to your indemnification and you agree to cooperate with us in such defense.
- This indemnification obligation shall survive your use of the website and any termination of these Terms.
- Termination and Suspension
- Comera may suspend or restrict your access to the website at any time, with or without notice, for any reason, including if we believe you have violated these Terms or applicable law.
- You may stop using the website at any time. Simply discontinuing use constitutes termination of your agreement with Comera under these Terms.
- Upon termination, all rights granted to you under these Terms shall immediately cease.
- Sections that, by their nature, should survive termination such as Disclaimers of Warranties, Limitations of Liability, Indemnities, and Governing Law provisions as mentioned in this policy shall continue to apply.
Governing Law and Dispute Resolution
Governing Law: These Terms and any dispute or claim arising out of or in connection with these Terms or your use of the Services shall be governed by and construed in accordance with the laws of the United Arab Emirates, specifically the substantive laws of the Emirate of Abu Dhabi and the federal laws of the UAE as applicable, without regard to its conflict of law principles. You agree that UAE law will apply regardless of your country of residence or from where you use the Website. We operate from the UAE, and these Terms set forth legal obligations enforceable in the UAE.
However, we recognize that Comera serves an international user base. We strive to adhere to relevant international laws and regulations. Where applicable, and to the extent not inconsistent with UAE law, we will also consider and comply with mandatory laws of other jurisdictions, including those related to consumer protection and data privacy (such as the GDPR for users in the EU). Nothing in these Terms is intended to limit any rights you may have under mandatory laws of your country of residence. In the event that the laws of your jurisdiction provide you with certain non-waivable rights or protections, those rights will be preserved notwithstanding the choice of UAE law as governing law.
Dispute Resolution: We value our relationship with our users and aim to resolve any concerns amicably. If you have any issue or dispute with Comera, please contact us first as mentioned in this policy and we will try to resolve the matter in good faith through our support team. In the unfortunate event that we cannot resolve a dispute informally, the following provisions will apply.
Negotiation: You agree to try in good faith to settle any dispute relating to these Terms or the Services by consulting with Comera and negotiating for at least 30 days before initiating formal legal action. This period allows both parties to attempt to resolve the issue without litigation.
Jurisdiction: If a resolution cannot be reached through negotiation, you agree that the courts of the Emirate of Abu Dhabi, UAE shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or your use of the Website.
Injunctive Relief: Notwithstanding the above, you acknowledge that unauthorized use of the Website or breach of certain provisions (such as those regarding intellectual property or confidentiality) may cause irreparable harm to Comera for which monetary damages would not be an adequate remedy. In such cases, we may seek immediate injunctive or equitable relief in any court of competent jurisdiction to stop any unauthorized use or breach, in addition to any other rights and remedies we may have.
This Section 13 will survive any termination of the Terms or your use of the Website.
Miscellaneous Provisions
Entire Agreement: These Terms (together with any additional terms we may provide for specific services or features, and our Privacy Policy which is incorporated by reference) constitute the entire agreement between you and Comera regarding your use of the Website. They supersede all prior or contemporaneous understandings and agreements, whether written or oral, relating to the subject matter. You acknowledge that you have not relied on any representation, warranty, or promise not expressly to set out in these Terms.
Severability: If any provision of these Terms is held to be invalid, illegal, or unenforceable by a competent court or tribunal, that provision shall be enforced to the maximum extent permissible, and the remaining provisions of these Terms will remain in full force and effect. The invalid or unenforceable part will be deemed modified to the least degree necessary to make it valid and enforceable (if possible), or severed if modification is not possible, so as to affect the intent of the parties.
No Waiver: No failure or delay by Comera in exercising any right, power, or remedy under these Terms shall operate as a waiver of that right or remedy, nor shall any single or partial exercise of any right or remedy preclude any further exercise of that or any other right or remedy. Comera’s waiver of any breach of these Terms will not constitute a waiver of any other provision or of any later breach of the same provision.
Assignment: You may not assign or transfer these Terms (or any of your rights or obligations hereunder) without our prior written consent. Any attempted assignment by you without consent will be null. Comera may assign or transfer our rights and obligations under these Terms to an affiliate or in connection with a merger, acquisition, sale of assets, or by operation of law. These Terms will bind and inure to the benefit of the parties, their successors, and permitted assigns.
Third-Party Beneficiaries: Except as expressly provided in these Terms, there are no third-party beneficiaries to this agreement. These Terms are for the benefit of you and Comera (and our successors and assigns). It is not intended to confer any rights or remedies on any other persons or entities, except that Comera’s affiliates are deemed express third-party beneficiaries of the limitations of liability and indemnification provisions in as mentioned in this policy with the right to enforce those provisions.
Force Majeure: Comera will not be liable for any failure or delay in performance of its obligations (including inability to provide the Website, or any part thereof) if such failure or delay is caused by events beyond its reasonable control, including but not limited to acts of God, fire, flood, lightning, earthquakes, pandemic, wars, terrorism, civil disturbances, strikes or labor disputes, internet or telecommunications failures, power outages, government actions, or any other event of a magnitude or type for which precautions are not generally taken in the industry (“Force Majeure”). In such event, Comera’s obligations are suspended for the duration of the Force Majeure event, and we will use reasonable efforts to mitigate its effects and resume the Website as soon as feasible.
Interpretation: In these Terms, section headings are for convenience only and have no legal effect. Words like “including” or “for example” shall be deemed to be followed by “without limitation.” Any version of these Terms in a language other than English is provided for convenience, and in the event of any inconsistency or ambiguity between the English version and a translated version, the English version shall control (to the extent permitted by applicable law).
Relationship of Parties: You and Comera are independent contractors under these Terms. These Terms do not create a partnership, franchise, joint venture, agency, fiduciary, or employment relationship between the parties.
Contact and Notices: We may send you notices via postings on our website or via email to the address associated with your account, or through other reasonable means. You are responsible for keeping your contact information up to date.
Contact Information
If you have any questions, complaints, or comments regarding these Terms or the Website, or need to reach us for any reason, you may contact us using the information below:
- Company Name: Comera Money L.L.C.
- Mailing Address: Masdar City, Abu Dhabi, United Arab Emirates, P.O. Box 130666
- Email: business@comeramoney.com
We will endeavor to respond to inquiries or requests within a reasonable timeframe. For additional contact options or updated contact details, please visit the “Contact Us” section on our website.